$100,000 home equity loan vs. $100,000 HELOC: Which will be cheaper after a September rate cut?

Interest rate cuts are looming. Between a $100,000 HELOC and a $100,000 home equity loan, then, which will be cheaper?

Interest rate cuts are looming. Between a $100,000 HELOC and a $100,000 home equity loan, then, which will be cheaper?
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